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Many employers assume provincial health care covers everything a transgender or non-binary employee might need — until an employee comes to them with questions your current plan wasn't built to answer.

The gaps are real: things like hormone therapy, laser hair removal, mental health services, and trans-specific equipment often fall outside standard coverage, and most extended benefits providers won't flag this for you.

Our free Extended Health Benefits Considerations guide breaks down exactly what's covered under provincial health care in Ontario, Alberta, and BC, where the gaps are, and how to close them through your extended benefits plan and Health Care Spending Accounts.

Whether you're reviewing your current plan, responding to an employee request, or getting ahead of the conversation, this guide gives you the specifics you need to make informed, supportive decisions.

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